Product
Smart routing
Maximise authorisation rates with adaptive routing across acquirers, processors and rails.
Cascading
Automatic retries across acquirers when an authorisation fails.
Failover
Sub-second switchover between processors keeps you online 24/7.
Optimisation
ML models route every transaction to the highest-converting path.
Up to 14% more authorisations
Setlo continuously learns from billions of signals — issuer behaviour, BIN performance, time-of-day and risk — to route every payment along the smartest path.